Mutual

Best Mutual Funds to Invest

Investing in mutual funds is one of the ways to earn more money for your savings. Indian market which is not much affected by the economic crisis is surely a best place to park your savings and your money will be in a much safer position.

Some of the best mutual funds for 2010 in which you can invest your money are:

Reliance Asset Management Company – It owns Reliance Mutual Funds and it has launched several successful schemes including “Reliance Equity Fund”. It is one of the oldest companies in India. It belongs to “Reliance ADAG Group – Reliance Anil Dhirubhai Ambani Group” which has a strong management and expert investors.
Birla Sun Life Asset Management – This Company has been formed as a joint venture between “Aditya Birla Group” and “Sun Life Financials”. Sun Life Financials is a Canadian based financial services company.
TATA Asset Management Company – It owns TATA Mutual Fund. It is owned by the TATA Group and has launched several schemes.

How to choose the best Fund?

I have listed some guidelines that you have to follow before choosing the fund company in which you are planning to invest.

You should check the past performance of the company and the management background. They should have enough financial muscle as well as experienced investors.
Once you choose a particular scheme, then you should analyze the past performance of the particular scheme as well as the profile of the fund manager who is handling that particular scheme.

Next Step: Read More guidelines and start investing.

Best Mutual Funds To Invest In 2011

The best way to invest and get more returns is mutual funds. They yield a lot of money in the form of dividends and NAV. The total profit is based on the performance of the shares. A lot of information is required to take crucial decisions at critical times of share trading. Mutual funds was introduced to solve the problem.

The Fund manager takes the decision about selecting the shares to be purchased. Investing in funds involves a high risk. In order to ensure the safety of money, before investing, a lot of research has to be done. Research includes checking out the details about the company, the order book and other details. The fund manager is the key shot here. The Profile of the fund manager and type of decisions he takes at critical times has to be rechecked. A lot of websites gives first hand information on performance, details and the history of all top companies. Some of the top performing companies are listed here below.

List of Top Mutual Fund Companies:

HDFC Asset Management Company
SBI Fund
Reliance
Franklin Templeton

These companies collects the information about various shares and their performance. They invest the money in the top performing stocks. Moreover, they compare the performance of the shares and give us a new idea. Some of the top mutual schemes in the year 2010 are listed below here.

List of Top Schemes in 2010:

ICICI Prudential Tax Plan
HDFC Tax Saver
Religare Tax Plan

Next Step:

The returns of these schemes should also be verified before investing in them. You can find the details in the related websites.

Best Mutual Fund to Invest

Have you lost your money by investing in risky stocks? Try investing in mutual funds and get the returns from the stock markets with the help of professional managers.

There are lot of types of funds available for investment. Large Cap Mutual Fund is one type of mutual fund that is available in the market.

These are also called Blue Chip funds and primarily invest in Blue chip stocks which have very high market capitalization. These stocks have less risk and give average returns more consistently. So if you need average returns but with less risk, then you can prefer investing in such funds. Some of the large cap funds are:

1. State Bank of India – Blue Chip Fund
2. Franklin Templeton India – Blue Chip Fund
3. Reliance Growth Fund
4. DSP Merill Lynch Top 100 Equity Fund
5. Franklin Templeton India Prima Plus
6. UTI Large Cap Fund

Some of the Blue chip companies in which these funds have invested are Infosys Technologies, State Bank of India, Reliance Industries Limited, HDFC Bank, ICICI Bank etc

When you compare the performance of these large caps with Mid caps at the time when the markets were performing very poor, the mid caps got fired off from all the ends. The large caps maintained average returns for the investors. The important point is these funds do not get beaten up during market fluctuations.

The average 3 year returns given by these are primarily between 50 % to 60% which is a decent return on investment for the investors.